Online Course and Membership Site User Agreement

Last updated: June 4, 2023

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1. Terms and Conditions –Gabrielle Talks Money Inc. (the “Provider”) agrees to provide you with access to the Online Course purchased on www.gabrielletalksmoney.com (the “Course”) upon the following terms and conditions. By registering for the Online Course, you (the “Participant” or “You”) agree to be bound by and to abide by the following terms and conditions. 

2. Effective Date - This Agreement shall start upon registration by the Participant in the Course and shall be enforceable between the parties starting on that registration date. 

3. Course – The Provider agrees to provide access to all of the Course features as described in the specific Course sales page on the Effective Date. These Course features may include lessons, forms, worksheets, checklists, and private discussion groups. The Provider may also introduce discounts or bonuses to Participants upon the purchase of other products or services. 

4. Limited License – By purchasing the Course, the Participant is granted a single-use, non-exclusive, non-transferable, revocable license to access, view and use the Course. The Participant is granted the right to download, store and print single copies of items comprising the Course. All ownership rights in the intellectual property related to the Course remain with the Provider and the Participant may not use or reproduce any of the content in any manner, without the express written consent of the Provider. Any violation of the copyright or trademark rights of the Provider shall result in immediate termination of access to the Course without refund. 

5. Copyright - The material in the Course is covered by the provisions of the Copyright Act (Canada) and by other applicable laws, policies, regulations and international agreements that address intellectual property rights. Except as granted in the limited license, any use of the Course, including modification, transmission, presentation, distribution, republication, or other exploitation of the Course or of its content, whether in whole or in part, is prohibited without the prior written consent of the Provider. 

6. Course Registration – The Participant agrees to provide true, accurate, current and complete information as prompted by any registration form and to maintain and promptly update the information to ensure it remains true, accurate, current and complete. The Participant is responsible for maintaining the confidentiality of the password and account, and for all activities that occur under your account. In consideration of use of the Website, you agree to maintain and update true, accurate, current and complete Registration Data. If you provide any information that is untrue, inaccurate, not current or incomplete, or if the Provider have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, the Provider may suspend or terminate Course access without refund. The Provider reserves the right in its sole discretion, to terminate access of the Participant to the Course and the related services or any portion thereof at any time, if the Participant becomes disruptive to the Course or other Course participants, fails to follow the Course guidelines. In the event of a termination of the Course, the Participant shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination. 

7. Fees – The fees for online Courses and any membership Courses shall be as set out in the Course website and offers from time to time. The fees charged by the Provider shall be subject to all applicable taxes as required by the taxing authorities in the jurisdiction of Provider. 

8. Refund Policy  – Due to the nature of this Course. There are no refunds. You understand that all sales are final and are not eligible for any refund under any circumstance, be it known or unknown, now or in the future. You agree and understand that changing their mind about the Course, failing to complete, follow-through or understand the details of the Course, not experiencing the results you expected or desired, or experiencing any other similar feelings or situations will not, under any circumstance, warrant a refund. 

9. Passwords - Any passwords and user IDs used for the Course are for the Participant’s individual use only. The Participant is responsible for the security of their password and user ID (if any), and is responsible for all activities that occur under their user ID and password. The Participant agrees to notify the Provider immediately of any unauthorized use of their password or account or any other breach of security. The Provider will be entitled to monitor passwords and user IDs and, at its discretion, require Providers to change passwords. The Participant further agrees that the Provider will not be responsible for the unauthorized use of a Participant profile by any other person and is under no obligation to confirm the actual identity of any password or user ID. The Provider cannot and will not be liable for any loss or damage arising from a Participant’s failure to comply with these provisions. 

10. Credit Card Authorization – By purchasing a Course with a payment plan or recurring membership fees, the Participant hereby authorizes the Provider to charge their credit card or other payment cards automatically for any ongoing membership fees or payments owing as determined by the provisions of this Agreement. 

11. Privacy – The Provider agrees to protect all personal information collected from the Participant for the purpose of providing the Course in accordance with applicable privacy legislation in the Province of British Columbia and if applicable, the jurisdiction of the Participant. The Participant agrees to the collection of use of the personal information in accordance with the Privacy Policy of the Provider for the purpose of delivering and administering the Course. The full privacy policy of the Provider is available here – www.gabrielletalksmoney.com/privacypolicy. In addition to receiving applicable Course correspondence via e-mail or other electronic communication, the Participant expressly consents to receive any marketing correspondence from the Provider upon registration in the Course. The Participant may unsubscribe from any such marketing lists without affecting access to the Course. 

12. Legal Disclaimer – Not Professional Advice – The Provider provides the information contained in the Course to the Participant for informational and educational purposes only. The information contained in the Course and participation in any social media groups or chats, and shall not be understood or construed as professional advice. The Participant shall be required to use their own judgment in applying the information provided in the Course to their own personal circumstances and may wish to get additional professional advice where appropriate. 

13. Legal Disclaimer – Technology – The Provider shall not be liable for any losses or damages of any kind related to any websites, course hosting platforms or any other technology used in the delivery of the Course being unavailable or unusable for any reason whatsoever. The Participant hereby agrees that they have the necessary Internet connection and other technology in order to participate fully in the Course. 

14. LIMITATION OF LIABILITY. Subject to applicable law, in no event shall the Provider and its partners, employees, consultants, agents or licensors be liable for damages of any kind including, without limitation, any direct, special, indirect, punitive, incidental or consequential damages including, without limitation, any loss or damages in the nature of or relating to lost business, lost savings, lost data or lost profits arising from your use of, reliance upon, or inability to use the Course, regardless of the cause and whether arising in contract (including fundamental breach), tort (including negligence), or otherwise. The foregoing limitation shall apply even if the Provider knew of or ought to have known of the possibility of such damages. 

15. DISCLAIMER OF WARRANTIES. The Course is provided “as is” and “as available”, without warranty or condition of any kind, either express or implied. The Provider expressly disclaims all warranties and conditions, including any statutory or implied warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment or non-infringement in respect to the Course, to the fullest extent permissible under applicable law. While the Provider endeavours to provide content that is correct, accurate and timely, no representations or warranties are made regarding the Course including, without limitation, the Providers provide no representation or warranty that (i) the Course will be accurate, reliable, complete, current, timely or suitable for any particular purpose, (ii) that the operation of the Course hosting platform will be uninterrupted or error-free, (iii) that defects or errors in the Course will be corrected, (iv) that the course hosting platform will be free from viruses, malware, worms or other harmful components, and (v) that communications to or from the Course hosting platform will be secure and/or not intercepted. You acknowledge and agree that you are using the Course at your own risk and liability. 

16. RELEASE AND INDEMNITY. The Participant hereby agrees to release the Provider and their partners, employees, consultants, agents and licensors from, and in no event shall any or all of the Providers and their partners, employees, consultants, agents or licensors be liable to you or any other person or entity, for any and all liabilities and damages (including any direct, indirect, special, exemplary or consequential damages, including lost profits) whatsoever arising from your use of the Course (including any breach by you thereof), or otherwise relating to this Agreement and you agree that your sole remedy for any claim, loss, damage, costs or expenses is to cease using the Course. The Participant will indemnify and hold harmless the Provider and its partners, employees, consultants, agents or licensors from and against any claims, losses, judgments, damages, costs and expenses (including without limitation, reasonable legal fees) incurred by any of them due to or resulting from your use of the Course or otherwise relating to this Agreement (including any breach by you thereof). The Participant will also indemnify and hold harmless the Provider and their partners, employees, consultants, agents or licensors from and against any claims brought by third parties arising out of your use of the Course or its content. 

17. Governing Law and Jurisdiction. The Course is operated by the Provider within the Province of British Columbia, Canada. By accessing or using the Course, the Participant agrees that all matters relating to your access to, or use of the Course and its content shall be governed by the laws of the Province of British Columbia, and the federal laws of Canada applicable therein, without regard to conflict of laws principles. The Participant agrees and hereby submits and attorns to the exclusive jurisdiction of the courts of the Province of British Columbia, with respect to all matters relating to their access to and use of the Course. 

18. Customer Service Requests – If you have questions or comments, please e-mail us at info@gabrielletalksmoney.com

19. Entire Agreement - This is the entire agreement between the Participant and the Provider relating to your access and use of the Course and the content therein.