Take Control of Your Finances in 2025

The updated 2025 Budget & Net Worth Tracker is here—your all-in-one Excel tool designed to help you stay organized, hit your money goals, and build long-term wealth.
 
Whether you're budgeting, saving, or investing, this template gives you the clarity and structure you need to stay on top of your financial life.
 
🔄 What’s included in the 2025 Version:
 
💡 Master Budget
Plan your entire year at a glance. Set your annual budget and watch each monthly tab auto-update. Or, customize each month to reflect changes in your lifestyle and spending.
 
📈 Investment Summary
Track all your investments across different platforms. Input cost base, market value, and the tool automatically calculates your gain/loss so you always know where you stand.
 
🎯 Income Goals Dashboard
Set and manifest income goals by stream and compare against actual earnings to stay on track.
 
📊 Monthly & Annual Overview
Instantly see whether you’re under or over budget—and exactly how much you’re saving—with easy-to-read percentage breakdowns.
 
📉 Visual Net Worth Tracker
Track your net worth over time with interactive graphs. Monitor cash balances, investments, real estate, and home equity—all in one place.
 
💸 Expense List with Auto-Sum
Select your expense type from a drop-down list customized from your Master Budget. Similar items are grouped and automatically totaled in your Overview.
 
💭 FUTURE ME Savings Tracker
Allocate your real savings towards specific money goals like an Emergency Fund, Dream Home, Vacation, Wedding, or that Future You fund.
 
🧾 [NEW] Income Tracker
Track all types of income hitting your bank account to accurately compare your actual cash inflow to your forecasted income for the year.
 
🪙 [NEW] Double the Expense Buckets for Your Customization
We heard your feedback! We've doubled the number of expense buckets and category options so you can fully tailor the template to suit your unique financial life.
 
📺 Want to See It in Action?
Watch the step-by-step walkthrough on YouTube here.